Government of New Brunswick
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Saving is easy with the Canada Learning Bond (CLB). The CLB offers families with modest incomes a simple way to start saving for their children’s education after high school. 

Charley and Jack also have stories about the Canada Learning Bond!
 


The Canada Learning Bond is available to children:

  • Born on or after January 1, 2004.

    and
  • Family’s net income is $47,630 or less for a family of up to 3 kids. For families with more than 3 children click here. (Canadians can quickly access a proof of income statement anytime by clicking here).

    and


Upon acceptance, eligible children receive $500 plus $100 more for each year they are eligible (to age 15 or maximum $2,000).

You do not have to put any of your own money into the RESP to receive the Canada Learning Bond.

Note: Benefits are also available for all the years the child was eligible prior to the application.

 

 

  • There is no cost to apply!!
  • Social Insurance Number (SIN) for you and your child.
    - Do not have a SIN card? To apply for your SIN please click here.
  • Have filed your latest income tax and benefit return.   
    - Missed a year or need help filing your income tax and benefit return? You may be eligible to get help at a free tax preparation clinic near you.  For more information on the Community Volunteer Income Tax Program click here.
     


In less than 10 minutes, you can apply online be clicking here.

Reminder: You will need a Social Insurance Number (SIN) for you and your child and have filed your latest income tax and benefit return.  

 

      


Research demonstrates that even small amounts of education savings can set in motion a chain reaction of positive social and educational outcomes for a child and their family:

  1. Youth with savings earmarked for their education are 50% more likely to participate in post-secondary education than those who have none.
  2. For children as young as 11, their perception of whether college is financially possible influences their school-focused goals and the effort they put into their school work.
  3. Children with education savings between $1 – $499 are 3 times more likely to pursue postsecondary and 4 times more likely to graduate
     


ESIC, the Canada Revenue Agency and Service Canada are teaming up to help New Brunswickers with a modest income file their taxes, get their children a Social Insurance Number and sign them up for the Canada Learning Bond all at the same time and location.

The Get Your Benefits Super Clinics will take place in March 2020. Please refer to the following schedule for dates and locations:

Super Clinic

Location

Date & Time

Shediac Vestiaire St-Joseph
60 du Vestiaire St. 
March 4, 2020
1 pm - 8pm
Saint John Nick Nicolle Center
85 Durham St.
March 5, 2020
1pm - 7pm
Fredericton
Brunswick Street Baptist Church
161 York St.
March 10, 2020
1pm - 7 pm
Woodstock St Gertrude Parish
117 St. Gertrude St.
March 11, 2020
1pm - 7 pm
Moncton - 

POSTPONED UNTIL A LATER DATE

Université de Moncton
Pavillon Jean-Cadieux
41 Antonine-Maillet Ave.
March 14, 2020
10am - 4pm
Miramichi - 

POSTPONED UNTIL A LATER DATE

NBCC
80 University Avenue
March 16, 2020
1pm - 7pm
Pabineau First Nation - 

POSTPONED UNTIL A LATER DATE

Band Office
1290 Pabineau Falls Road
March 18, 2020
9am - 3pm
Bathurst- 

POSTPONED UNTIL A LATER DATE

CCNB
725 du Collège St.
March 21, 2020
8:30am - 4:30pm
Edmundston- 

POSTPONED UNTIL A LATER DATE

Convention Centre
74 Canada Road
March 27, 2020
1pm - 8pm