Government of New Brunswick

Saving is easy with the Canada Learning Bond (CLB). The CLB offers families with modest incomes a simple way to start saving for their children’s education after high school. 

Charley and Jack also have stories about the Canada Learning Bond!

The Canada Learning Bond is available to children:

  • Born after December 31st, 2003.


  • Family’s net income is $45,282 or less. ($44,701 or less for 2016 tax year).  Canadians can quickly access a proof of income statement anytime by clicking here .


Important: Only 13,476 of 53,632 eligible New Brunswick children (24.6%) have registered for the Canada Learning Bond. 


Upon acceptance, eligible children receive $500 plus $100 more for each year they are eligible (to age 15 or maximum $2,000).

You do not have to put any of your own money into the RESP to receive the Canada Learning Bond.

Note: Benefits are also available for all the years the child was eligible prior to the application.



  • There is no cost to apply!!
  • Social Insurance Number (SIN) for you and your child.
    - Do not have a SIN card? To apply for your SIN please click here.
  • Have filed your latest income tax and benefit return.   
    - Missed a year or need help filing your income tax and benefit return? You may be eligible to get help at a free tax preparation clinic near you.  For more information on the Community Volunteer Income Tax Program click here.

In less than 10 minutes, you can apply online be clicking here.

Reminder: You will need a Social Insurance Number (SIN) for you and your child and have filed your latest income tax and benefit return.  



Research demonstrates that even small amounts of education savings can set in motion a chain reaction of positive social and educational outcomes for a child and their family:

  1. Youth with savings earmarked for their education are 50% more likely to participate in post-secondary education than those who have none.
  2. For children as young as 11, their perception of whether college is financially possible influences their school-focused goals and the effort they put into their school work.
  3. Children with education savings between $1 – $499 are 3 times more likely to pursue postsecondary and 4 times more likely to graduate

ESIC, the Canada Revenue Agency and Service Canada are teaming up to help New Brunswickers with a modest income file their taxes, get their children a Social Insurance Number and sign them up for the Canada Learning Bond all at the same time and location.

The Get Your Piece of the Money Pie Super Clinics will take place in March 2019. Please refer to the following schedule for dates and locations:

Super Clinic


Date & Time

Saint John Nick Nicolle Center
85 Durham St.
March 7, 2019
12 noon – 8pm
Burnt Church First Nation

Burnt Church Administration
620 Bayview Rd.

March 9, 2019
1 pm - 5pm
Brunswick Street Baptist Church
161 York St.
March 12, 2019
1 pm - 7 pm
Woodstock St Gertrude Parish
111 St. Gertrude St.
March 13, 2019
12:00 noon - 7pm
Miramichi Chatham Library
24 King St.
March 14, 2019
1 pm - 7pm
Moncton NBCC
1234 Mountain Rd
March 16, 2019
9am - 1pm
Edmundston Mgr. W.J. Conway Public Library
33, rue Irène
March 17, 2019
10 am - 4pm
Bathurst CCNB
725, rue du Collège
March 23, 2019
8:30 am - 4:30 pm