Government of New Brunswick


Collection agencies and their individual collectors are required to be licenced under this Act.


In order to be licensed a collection agency must complete the required applications, provide the required bond of $10,000, submit all letters to be used in the collection of debt, and provide proof of the existence of a trust account. The agency must also provide an address for service in New Brunswick.


The Act prohibits harsh or abusive collection methods and provides penalties for violations including the suspension of licences. The Act allows the Financial and Consumer Services Commission to examine financial records and investigate complaints. The Commission may suspend or cancel a licence for a violation of this legislation.


Unless otherwise specified, Fees exclude the harmonized sales tax (HST).

Fee DescriptionRate in $Effective Date
Annual licence fees for collections agencies and collectors are:  
0-3 collectors300.001984-10-23
4+ collectors500.001984-10-23
Branch office100.001984-10-23
Individual collector25.001984-10-23
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