Government of New Brunswick
  • Description
  • Contacts
  • Overview

    Provides financial assistance for:
    - Low income homeowners occupying existing substandard housing to repair, rehabilitate or improve their dwellings to a minimum level of health and safety.
    - Modifications to low income homeowner and rental units to improve the accessibility of the dwelling for disabled occupants
    - Adaptations for low income seniors who have difficulty with daily living activities in the home.
    - Provides assistance for limited modifications to eligible households to accommodate an aging parent.


    To qualify:
    - the household income must be below the established "housing income limits" which vary by household size and by geographical areas within the province.
    - you must own the home and live in it
    - your home must require major repairs or lack basic facilities.
    - modifications are required for people with disabilities must be housing related and/or provide access to permanently installed, basic facilities within the dwelling.
    - adaptations required for seniors must facilitate and prolong independent living (i.e. using the kitchen & getting around hallways)


    For homeowners in need of major repairs and or disabled accessible modifications assistance is in the form of a loan a portion of which may not have to be repaid. The maximum forgivable loan per housing unit is $10,000 for regular repairs and $10,000 for disabled accessible items. The amount of forgivable loan is based upon a sliding income scale and the amount of required repairs. The loan amount is at the provincial borrowing interest rate and can be repaid over a period of up to 15 years.

    Homeowner households may be eligible for a forgivable loan for both disabled accessible modifications and other major repair items (i.e. structural, electrical) to a maximum of $20,000.

    Seniors are eligible for a forgivable loan for minor adaptations to facilitate independent living to a maximum of $3,500

    Landlords are eligible for a forgivable loan for disabled modifications to a maximum of $10,000.

    Contact Email Location
    Social Development Regional Offices
    Saint John