Government of New Brunswick
  • Description
  • Fees
  • Contacts
  • Overview

    This Act regulates the lending and collection practices of lenders and of companies that offer products for sale on credit. This Act prohibits unsolicited credit cards. Violations of this Act may result in suspension or cancellation.

    Eligibility

    Applicant must submit completed application form and copy of the contract to be used with consumers for approval.

    Description

    This Act provides consumer protection by ensuring that the true cost of borrowing is always disclosed to the consumer. This includes contractual requirements, as well as advertising requirements. The Act also prohibits certain collection practices to avoid harassment. The Act authorizes the Consumer Affairs Branch to investigate complaints and perform audits where necessary. The Act provides penalties for companies that fail to comply.

    Changes To Fees

    This document provides the rationale supporting changes to fees, associated revenue information, and the legal authority:
    2010 JUS Registration Fee.pdf


    Fees

    Unless otherwise specified, Fees exclude the harmonized sales tax (HST).

    Fee DescriptionRate in $Effective Date
    YYYY-MM-DD
    Payments can be made at the Consumer Affairs Branch  
    For all companies100.002013-07-31
    Contact Email Location
    Fredericton